Terms of Service for Trenches & Trees:

Last Updated: April 8, 2025

Acceptance of Terms

By subscribing to and accessing the newsletter provided by Trenches & Trees (the "Newsletter"), you ("Subscriber," "you," or "your") agree to be bound by these Terms of Service ("Terms"). These Terms constitute a legally binding agreement between you and [Your Name/Legal Business Name] (the "Provider," "we," "us," or "our"). If you do not agree to these Terms, you must not subscribe to or access the Newsletter.

Description of Service

The Newsletter provides summaries and commentary on US Stock Market activity, daily news, U.S. and global politics, technology, video games, and pop culture. The content is intended for informational and entertainment purposes only and should not be considered professional advice of any kind.

User Responsibilities

By subscribing to and accessing the Newsletter, you acknowledge and agree that:

• You are solely responsible for your interpretation and use of the information provided in the Newsletter.

• You understand that the content of the Newsletter reflects the opinions and perspectives of the Provider and may be subjective.

• You will not rely solely on the information provided in the Newsletter for making any decisions, including but not limited to financial, legal, or personal decisions.

• You are responsible for evaluating the accuracy, completeness, and usefulness of any information, opinion, advice, or other content available through the Newsletter.

• You will not use the Newsletter for any unlawful purpose or in any way that could harm the Provider or any third party.

• You will maintain the confidentiality of any login credentials or access information provided to you.

• You are responsible for ensuring that your access to and use of the Newsletter complies with all applicable laws and regulations.

Disclaimer of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE PROVIDER EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. THE NEWSLETTER IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND.

YOU ACKNOWLEDGE AND AGREE THAT YOUR USE OF THE NEWSLETTER AND ANY INFORMATION CONTAINED THEREIN IS AT YOUR SOLE RISK. THE PROVIDER SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES) ARISING OUT OF OR IN ANY WAY CONNECTED WITH YOUR ACCESS TO OR USE OF (OR INABILITY TO ACCESS OR USE) THE NEWSLETTER, EVEN IF THE PROVIDER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

THIS DISCLAIMER OF LIABILITY APPLIES TO, BUT IS NOT LIMITED TO, ANY LOSS OR DAMAGE ARISING FROM:

• THE ACCURACY, COMPLETENESS, OR TIMELINESS OF THE INFORMATION PROVIDED IN THE NEWSLETTER.

• ANY OPINIONS OR COMMENTARY EXPRESSED IN THE NEWSLETTER.

• ANY ACTIONS YOU TAKE OR FAIL TO TAKE BASED ON THE INFORMATION IN THE NEWSLETTER.

• ANY ERRORS OR OMISSIONS IN THE NEWSLETTER.

• ANY INTERRUPTION OR CESSATION OF THE NEWSLETTER.

• ANY VIRUSES OR OTHER MALICIOUS CODE THAT MAY BE TRANSMITTED THROUGH THE NEWSLETTER.

Indemnification

You agree to indemnify, defend, and hold harmless the Provider and its affiliates, officers, directors, employees, agents, licensors, and suppliers from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your access to or use of the Newsletter.

• Your violation of these Terms.

• Your violation of any rights of any third party.

• Any content that you submit, post, or transmit through the Newsletter.

Intellectual Property

The content of the Newsletter, including but not limited to text, graphics, logos, and images, is owned by or licensed to the Provider and is protected by copyright and other intellectual property laws. You are granted a non-exclusive, non-transferable, revocable license to access and read the Newsletter for your personal, non-commercial use only. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the content without the prior written consent of the Provider.

Termination

The Provider reserves the right to suspend or terminate your access to the Newsletter at any time, with or without cause and without notice. Upon termination, your right to access the Newsletter will immediately cease.

Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the United States’ State of California, without regard to its conflict of law provisions. Any legal suit, action, or proceeding arising out of or relating to these Terms or the Newsletter shall be instituted exclusively in the federal or state courts located in California. You irrevocably submit to the exclusive jurisdiction of such courts in any such suit, action, or proceeding.

Changes to Terms

The Provider reserves the right to modify or update these Terms at any time without prior notice. Any changes will be effective immediately upon posting the revised Terms within the Newsletter or on the Substack platform. Your continued subscription to or access of the Newsletter after the posting of revised Terms constitutes your acceptance of the changes. It is your responsibility to review these Terms periodically.

Entire Agreement

These Terms constitute the entire agreement between you and the Provider with respect to the Newsletter and supersede all prior or contemporaneous communications and proposals, whether oral or written, between you and the Provider.

Contact Us

If you have any questions about these Terms, please contact us at trenchesandtrees@gmail.com.

By subscribing to and accessing the Newsletter, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.